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2026 рік у фінтеху це не про нові ідеї, а про те, як старі ідеї перетворюються на операційні зобов'язання. Штучний інтелект (ШІ) перестає бути допоміжним інструментом, регулювання більше не чекає на етап після зростання, а зростання ринків все менше нагадує єдину загальну історію. Артем Ляшанов, підприємець, який працює у фінтеху, інвестор та експерт із платіжних рішень, аналізує те,
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Over the past decade, financial institutions have invested enormous resources in digital transformation: new channels, new technologies, new customer engagement tools. Customer data is now more abundant than ever. But, as Artem Lyashanov notes, most banks and credit unions still struggle to translate this data into action. More data doesn't mean more value. Many financial institutions today are sitting
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